HCI Benefits
Better Benefits at Lower Cost

Partner with your insurance carrier

Keep your current group employee health benefits
Save up to 30% on your costs
Without changing your insurance carrier


How it works:  Switch to a higher deductible health plan from your current health insurance carrier and save about 50% in your monthly premium, then 'self fund' the difference between the old plan and this one using a turnkey Health Reimbursement Allowance, or HRA.  There is no change in benefit levels for your employees and, depending upon utilization, your company will experience a net savings of 25-35%.  The insurance company processes the claims as they always did but charges you significantly less in premium because their risk is now only for larger claims, you have partnered with them to handle the small ones, but your risk for any one employee is capped.

Easy Setup and Administration: Simple, easy-to-use turnkey system includes employee communication and day to day review and approval of receipts.



Brochure

How this would work for your company and get a free proposal



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